Today, the mortgage interest rate on a 30-year fixed mortgage is 6.05%, according to the Mortgage Research Center. On a 15-year fixed mortgage, the average rate is 5.26%, and the average rate on a ...

Mortgage interest rates are on the decline again. Here's how buyers can get one close to 5% this month.

1. Compare rates and different lender offerings online. Be sure to look at the APR, not just the interest rate. The APR reflects the total cost of your loan on an annual basis and any discount points ...

An adjustable-rate mortgage, or ARM, can seem like an enticing offer, as they often offer initially lower rates than the more standard fixed-rate mortgage. But later on, the rate is subject to change ...

(StatePoint) An adjustable-rate mortgage (ARM) is often discussed as an option to help lower initial costs and increase flexibility, particularly in a high-cost housing market. However, it’s important ...

On Tuesday, a fresh snapshot of average mortgage rates put adjustable-rate mortgages back in the spotlight as buyers hunt for ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Ebony Howard is a certified public accountant and a QuickBooks ProAdvisor tax expert. She ...

Lauren Williamson is the Financial and Home Services Editor for the Hearst E-Commerce team. She previously served as Senior Editor at Chicago magazine, where she led coverage of real estate and ...