When a big check hits your account, it can feel like instant breathing room, but the banking system does not move at the speed of your mobile app. Behind that "pending" status is a tightly regulated ...

When a five- or six-figure check hits your account, it can feel like instant money. In reality, a quiet chain of bank rules, federal regulations, and fraud checks kicks in before you can safely spend ...

Most checks clear within 2 business days, though some banks may hold funds for up to 7 days depending on the check amount and type. The first $225 of any check deposit must be available by the next ...

Depositing a check used to mean driving to a branch and waiting in line. With an online bank, it usually means taking two photos and tapping a button. The process is simple, but there are a few ...