This month is a great time to create a new budget. Budgeting can keep you on track with your spending, saving and other financial goals -- but it only really works if you make a budget you can ...

Fixed expenses (rent, insurance) remain constant monthly, while variable expenses (groceries, utilities) fluctuate. The 50/30/20 rule allocates 50% for needs, 30% for wants and 20% for savings and ...