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What Is a FICO Score and Why Does It Matter?

A simple three-digit number can determine whether or not you can finance your next home or car, and it can also stipulate what interest rate you receive. If you’re planning on applying for a mortgage ...
AOL

FICO Score vs. Credit Score: What Lenders Really Use

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

What FICO’s credit-score shake-up really means for home buyers

The latest move comes from Fair Isaac Corp., or FICO FICO +3.70% , which is giving mortgage lenders a way to obtain borrowers ...
The Motley Fool

Your FICO® Score Explained: How I Built Better Credit (and What You Can Learn From It)

Brooklyn Sprunger is a full-time Content Manager and Personal Finance Writer at Motley Fool Money, where she oversees product reviews and ratings while also writing about credit cards, bank accounts, ...

Credit scores just plunged at fastest pace since Great Recession — how does your FICO compare to the new average?

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...
Tulsa World

Here's how your FICO credit-risk score is estimated

Dear Action Line: Your Aug. 19 column "Credit card creates credit history" mentions the "FICO score" but doesn't say what it is or how it is figured. Could you explain? — M.T., Tulsa. FICO score: The ...

Gen Z’s credit scores are dropping. Here’s what to do if yours is too

Gen Z has seen its credit score drop more than any other generation over the past year, largely because of student loan debt.

FICO Just Cut Out The Middleman: How Its New Direct License Could Lower Mortgage Costs

FICO just pulled a plot twist in the mortgage world. On October 1, 2025, the company unveiled the FICO® Mortgage Direct ...