When you swipe a credit card or take out a loan to make a purchase, you probably don’t think of the experience as a test of your personal integrity or reliability. You’re more interested in how you’ll ...

The prospect of free travel is so alluring that an entire industry has sprung up around collecting frequent flyer miles. Hotels, rental car agencies, and of course credit cards all offer enticing ...

Inflation has hit consumers hard, so finding ways to save money is crucial today. Fortunately, the internet makes it easy to save money by using price comparison websites to find the best deals and ...

As the writer and cartoonist Allen Saunders once said, “Life is what happens to us while we are making other plans.” Personal finance is a perfect example. You can sit down and make a budget that ...

Millions of Americans have imperfect credit due to bankruptcy, foreclosure, crushing medical or student loan debts, and other financial black marks. A bad credit score can affect your ability to ...

Attending college, while not essential, can give graduates a financial boost that will benefit them throughout their lives. The U.S. Census has determined that the average college graduate makes ...

School costs for children are one of the most significant expenses for many middle-class families. Some parents pay thousands of dollars each year to send their kids to private schools, while others ...

Generally, it’s wise to avoid carrying balances on your credit cards. Credit card balances quickly rack up interest charges, eating into your monthly personal budget and hampering your ability to save ...

When I was a kid, I was so excited to get my first bank account. My balance was only a few hundred dollars, but it was a thrill to watch it grow by a dollar or two each month. But today, that account ...

For roughly 100 years, there was only one way to make a phone call: through a landline, a network of copper wires that physically linked homes all over the world. If you wanted a phone in your home, ...

Ever since you stepped across the threshold at the first open house, you’ve been in love with your cozy, turn-of-the-20th-century Craftsman. Your spouse loves its sheltered porch; you can’t get enough ...

Paying bail to get out of jail may seem like a simple concept. The idea is that if someone gets arrested, someone else can pay money and the jailed person goes free. And while that is the essential ...