Find out how much $25,000 can earn in a high-yield savings account and why these accounts beat traditional banks for growing ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

My checking account has next to nothing in it, and that's intentional. Here's how I earn hundreds of dollars a year on the rest of my cash.

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