Dave Ramsey is often unapologetic when it comes to the credit industry. In last year’s talk about his signature “7 Baby Steps ...

FICO Score requirements to get in the 800 club. Perfect payment history, less than 7% credit utilization, and average credit ...

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

Gen Z is facing a "catastrophic" credit situation, as one expert cautions against poor money habits leading to a lifetime of ...

The national average FICO score fell, reflecting difficulties Americans face in staying financially afloat. See which group has dropped most.

Credit Karma has been sued by the FTC for hurting people's credit scores. The credit monitoring app has been ordered to pay $3 million.

Credit scores are a key tenet of American consumer financing, used by lenders to judge how well individuals can pay back ...

A new plan by Fair Isaac, the creator of the FICO score, to bypass Atlanta-based Equifax and other credit bureaus ...

The average FICO credit score fell in 2025—the largest drop since 2009—as student loan delinquencies returned after pandemic ...

Understand how credit scores impact securing a mortgage, improving your chances of approval, and influencing the interest ...

Between student loans, a tough job market, and high inflation, Gen Z consumers are struggling to make payments on time.

The national credit score average dropped by two points, the fastest decrease since 2009, a new FICO report revealed.