Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

We picked the money market account from Quontic Bank because it has a competitive tiered interest rate structure and comes with a debit card offering access to over 90,000 ATMs nationwide. Why We Like ...