In a rent-to-own scenario, the tenant signs a contract in which they rent a property with the option — or, in some cases, an obligation — to buy the home at a set price and time. This setup helps the ...

Dave Ramsey is often unapologetic when it comes to the credit industry. In last year’s talk about his signature “7 Baby Steps,” the personal finance expert made one thing unmistakable: you don’t need ...