99 reactions · 30 shares | Budgets: You've heard they're the key to making money goals come true—but what a hassle, right? Wrong! With EveryDollar, budgeting's actually never been easier. | Dave Ramsey | Facebook

You need a plan to manage your money. It doesn’t matter if you make $30,000 or $300,000 a year—if you don’t tell your money where to go, you’re going to wonder where it went. Here’s how to create a simple budget each month 👇 1️⃣ Write down your total income 2️⃣ List your expenses (including any money you’ll save) 3️⃣ Subtract expenses from income to equal zero (this is called a zero-based budget) 4️⃣ Track your spending to make sure you stick to your plan #budget #Budgeting #moneytips #savemone

Minimum payments = minimum progress. Stop spinning the tires and start making real progress with a plan and a goal. Try the Debt Snowball Calculator. | Dave Ramsey