💡 What is a Debt Service Coverage Ratio (DSCR) Loan? Think of it as a no-income-doc loan designed for real estate investors. Here’s how it works: ✅ No W-2s ✅ No tax returns ✅ No pay stubs Instead, lenders look at rental income from the property: 🏠 If the rent covers (or nearly covers) the mortgage payment → you qualify. Why it’s powerful: 🔑 Great for investors with equity but limited income documentation 🔑 Often beats traditional Fannie Mae & Freddie Mac loans on pricing 🔑 You don’t even ne
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