234K views · 1.1K reactions | Things are rarely as bad as they seem. When you put it on paper, you'll start to feel some freedom. Begin with making a budget: https://goo.gl/JtY3PD | Dave Ramsey | Facebook

612K views · 7.3K reactions | A budget is just a plan. It isn't a straight jacket. It's YOU telling YOU what to do. Forget the stigma that people on a budget don't have money, because that's not true. People on a budget DO have money, and they're going places with it because they're mature enough to put pen to paper and make a PLAN. | Dave Ramsey | Facebook

Making a budget for each month (before the month begins) and sticking to it will make you feel like you got a raise! Here’s how to create a simple budget each month 👇 1️⃣ Write down your total income. 2️⃣ List your expenses (including any money you’ll save). 3️⃣ Subtract expenses from income to equal zero. This is called a zero-based budget, and it helps you give every dollar you made that month a clear purpose. 4️⃣ Track your spending to make sure you stick to your plan. | Dave Ramsey

Amanda and Brad paid off $130,000 and now they’re debt-free! They visited The Ramsey Show to do their Debt-Free Scream. Way to go, you two! | Dave Ramsey