If financial literacy for your kids feels entirely frustrating, this is likely why it’s not sticking. Most parents say what they were taught to do: 👉 “Save your money.” 👉 “Spend wisely.” 👉 “Stop spending everything you earn.” That’s advice - not a skill. Everything shifted when I stopped telling my kids what to do and started teaching them actual money skills. A saving strategy - saving a percentage of every single dollar they earn. Spending strategies - how to decide whether to buy, not just

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