📊 DEBT-TO-INCOME (DTI) RATIO — WHY IT MATTERS • Shows how much of your income goes to debt • Lower DTI = stronger approval odds • Includes housing monthly obligations • Different loans allow different DTI limits • Can be improved with the right strategy DTI isn’t about earning more — it’s about structuring smarter. At The Onyx Group Mortgage, we help borrowers optimize DTI to unlock better loan options. 📲 Apply now: https://onyxgroupmortgage.com/loan-application 📞 Call/Text: (949) 396-1204 🎯